Liability reduction business customersCover your business trips

mobility-carsharing-haftungsreduktion

You’re covered by third-party liability, comprehensive and passenger insurance in all Mobility vehicles in the event of damage or injury. Your deductible? With our Liability Reduction L CHF 0 - without up to CHF 5'000.

Our three Liability Reduction products reduce your deductible to a fixed maximum amount: CHF 0 for L, CHF 250 for M and CHF 1'000 for S.

Choose your Liability Reduction and thus your deductible to suit your risk appetite.

Good to know: The excess surcharges for reservations in the vehicle category Transport, as well as for young and new drivers are waived for all Liability Reduction products.

Conditions Liability reduction costs for business customers

All prices incl. VAT.

1 month

from 25 pieces (25%)

From 100 pieces (50%)

S:
deductible
CHF 1'000**

CHF 13

CHF 9.75

CHF 6.50

M:
deductible
CHF 250*

CHF 17

CHF 12.75

CHF 8.50

L:
deductible
CHF 0*

CHF 21

CHF 15.75

CHF 10.50

Young driver surcharge

CHF 2.50

CHF 2.50

CHF 2.50

New driver surcharge

CHF 2.50

CHF 2.50

CHF 2.50



The alternative to the annual Liability Reduction:

Liability Reduction per journey for CHF 15 (vehicle category Transport CHF 30)
+ CHF 5 for young drivers and + CHF 5 for inexperienced drivers, including VAT (with deductible CHF 1'000*)

Young driver surcharge: under 28 years old
New driver surcharge: Driving licence less than 3 years or learner driver

*plus handling fees up to a maximum of CHF 100 per claim

Details

  1. Service
    Our three liability reduction products reduce your policy deductible to a fixed maximum amount: CHF 0 for L, CHF 250 for M and CHF 1,000 for S.
    Plus handling charges of max. CHF 100 per claim.

  2. Scope
    The cover applies to the entire Mobility fleet of vehicles.

  3. Validity
    The liability reduction is valid immediately upon conclusion. If the liability reduction is concluded, it only applies to the Mobility number concerned and cannot be transferred to other Mobility numbers.

  4. Settlement
    The liability reduction will be debited directly after you have completed your next invoice.

  5. Renewals
    The liability reduction is automatically extended after one month.

  6. Notice of termination
    The liability reduction can be cancelled at the end of each month. 

Registration

Conclude liability reduction

If your company is not yet a Mobility customer, you can purchase the Liability Reduction directly during the registration process. If you already have a business subscription, please contact our customer service.

Register here

Examples of claims/damage events

Claim involving a van without damage to another vehicle

Claim involving an economy car + damage to another vehicle

Repair costs: CHF 4,000

Repair costs: CHF 3,800

Policy deductible without liability reduction cover:
CHF 3,000*

Repair costs Mobility car rental:
CHF 1,800

Surcharge for inexperienced drivers (if driving licence held for less than 3 years): CHF 500

Repair costs other vehicle:
CHF 2,000

Young driver surcharge (if under 28):
CHF 500

Policy deductible without liability reduction cover:
CHF 1,800 (Mobility car)
+ CHF 1,000 (other car)
Total: CHF 2,800

Policy deductible with liability reduction L:
CHF 0*

Policy deductible for comprehensive and liability cover with liability reduction L: CHF 0*

Policy deductible with liability reduction M:
CHF 250*

Policy deductible for comprehensive and liability cover with liability reduction M: CHF 250*

Policy deductible with liability reduction S:
CHF 1,000*

Policy deductible for comprehensive and liability cover with liability reduction S: CHF 1,000*

*plus Processing fees CHF 100